How the bank works | Look in the vault | Account overview

The Village People's Guild Bank is run by a Troll named Njiel.
If you want to use the bank, the first thing you need to do is open an account in the bank - you can do this by sending an application as an ingame mail to Njiel.
Once your application has been approved, you'll receive an ingame mail informing you of this. Your account will then be opened with a balance of 0.00g.
Next thing you'll need to do is make a deposit - you can either do this in form of valuable items or gold. Making deposits is easy - send an ingame mail with the item or the gold to Njiel. He will then valuate the item according to the median prices at the Auction House or simply the amount of gold and balance your account accordingly.
Now if you see a thing in the vault you want to get your hands on, you can make a withdrawal from the bank. Check the Unit Value of the item in the vault and be sure that it doesn't exceed the amount in your account - then simply send an ingame mail to Njiel, and he'll send you the item and balance your account accordingly.

In order not to clot up the Vault, please stay within these guidelines as to what you can deposit:

• Armor: Keep it to rare armor (Blues),
• Reagents: Keep it to valuable or rare items (Usually at least 1g in Unit Value or 2.5g in Stack Value),
• Recipe: Keep it to drops (Usuallly greens and blues),
• Trade Goods: Keep it to valuable or rare items (Usually at least 1g in Unit Value or 2.5g in Stack Value),
• Weapons: Keep it to rare weapons (Blues).

An example:
You spot a [Firebane Cloak] in the Vault, that you simply can't live without!
Without delay, you send an ingame mail to Njiel, informing him that you would like to open an account now NOW!
After checking your mailbox continously, you finally receive an email stating that your account has been opened with a balance of 0.00g.
Once again, you check the vault for the [Firebane Cloak] you crave, and notice it's Unit Value is set at 12.0g.
You look in your inventory and notice that you have 10 [Gold Bar] and 1 [Heart of Fire] - these are approximately worth 13g, but just to be sure you send another 2g in cash.
Only hours later, the guildsite has been updated with a new inventory of the Vault and an updated Account Overview - you notice that your account is now 14.5g.
Immediately you send an ingame mail to Njiel informing him that you would like to withdraw the [Firebane Cloak], and about an hour later you receive an ingame mail containing the [Firebane Cloak].
At the next update of the Vault, you notice that your account has been balanced to 2.5g